Investment Advisory Services

We provide education, planning and advice tailored for investors with less than $3 million of investable assets.

Our services are listed below.

And if you have kids or grandkids, be sure to check out how we can help them by clicking here!

Retirement Plan/Product Pitch Review

Do you feel like full financial planning is a bit much right now, but you'd like to learn more about the investment options and important documents of your workplace plan? Did you meet with a representative from the plan vendor, but you still have questions? Has your broker pitched a product you're considering, but you'd like an independent, professional review before you commit? Then a Retirement Plan/Product Pitch Review could be for you. We'll meet for an hour and help you understand your employer sponsored plan and investment options, or walk you through issues to consider when entertaining an investment product recommendation.

Financial Plan

A Financial Plan consists of three meetings. We start with a Discovery Meeting where we learn about your situation, needs and wants. We'll utilize the information gathered to build a financial plan and portfolio analysis. We leverage Morningstar, an independent industry analyst firm, for the portfolio analysis and MoneyGuide Pro to identify a probability of success that you’ll be able to maintain your desired spending and lifestyle to and through retirement.

Then, we will present the results of our work at our Findings Presentation. At this meeting, we’ll deliver the financial plan, portfolio analysis and investment recommendations that we’ve built for you. We’ll analyze your asset allocation, pointing out any areas of concentration or potential risk. We’ll discuss issues to consider around allocation, income generation, contingency planning and legacy planning. We’ll also provide investment recommendations and walk you through the tools and resources available at your current custodian (we're proficient with Fidelity, Vanguard and TIAA), or other industry resources, to help you implement our recommendations.

Finally, we’ll schedule an Implementation Follow Up meeting to ensure you were able to implement our recommendations and, if not, we’ll work with you to overcome whatever obstacles were in your way.

As a Private Client, you’ll have direct access to a dedicated fiduciary advisor who is committed to helping you make confident, informed financial decisions at every stage of life. We offer ongoing, independent advice tailored to your goals, risk tolerance, and personal circumstances.

What You Get

We provide a full spectrum of financial planning and wealth advisory services:

✅ Comprehensive Financial Plan
✅ Personalized Investment Guidance
✅ Retirement & Income Planning
✅ Tax Strategy Support
✅ Estate Coordination
✅ Required Minimum Distribution (RMD) Planning
✅ On-Demand Portfolio Reviews
✅ Economic & Market Updates
✅ Meeting Prep with Other Advisors
✅ Second Opinions on Outside Recommendations

✅Access to our curated and professionally moderated group Zooms

How It Works

Simple, Transparent Pricing
We work on an annual retainer basis:

• $700 upfront for a Financial Plan

• $125/month for retainer services
  (Cancel anytime with 30 days’ notice)

Reliable Access

• Available Monday–Friday, 9 AM–5 PM

• Same-day call returns

• 24-hour email response time

As a Registered Investment Advisor (RIA), we’re legally and ethically bound to act in your best interest. Our fiduciary standard ensures objective, conflict-free advice—no commissions, no investment product sales, just strategic financial guidance tailored to you. Let’s take the stress out of financial planning so that you can focus on what matters most.

Private Client

This may be the best value if you have $250,000 or more of investable assets. Most advisors will only do planning if you pay them to manage your money. It's typical for them to charge at least 1%. Given the super low-cost rebalance options available in the marketplace today, 1% can be a lot for rebalancing and planning. For example, an investor with $1million paying 1% would pay $10,000/year to a more traditional advisory firm. Here at Seaport Financial, you'd get planning and a rebalance strategy for just $2,200 per year. On a $1million portfolio, that's 2.2 basis points or 0.022%.

We're able to offer full planning at a lower price point by guiding you through the self-service options at your current vendor and letting them do the administrative recordkeeping and tax reporting. Your favorite vendor handles the administrative work, we handle advice and planning, and you save money.

Learn, Like & Subscribe

Know that your employer is required to deliver information to participants about the plan, its investment options, and its operations before participants make investment decisions. The Retirement Plan Review should only be considered if you’ve already met with your employer or plan representative and are looking for additional information or education. This offering is educational only. We are unable to offer advice without first building a financial plan.

$175

$700

$700 plus $125 monthly retainer